• The Top Indicator if You Want To Know Where Mortgage Rates Are Heading,kcm crew

    The Top Indicator if You Want To Know Where Mortgage Rates Are Heading

    Mortgage rates have increased significantly since the beginning of the year. Each Thursday, Freddie Mac releases its Primary Mortgage Market Survey. According to the latest survey, the average 30-year fixed-rate mortgage has risen from 3.22% at the start of the year to 3.55% as of last week. This is important to note because any increase […]

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  • The Do’s and Don’ts after Applying for a Mortgage,Lee Williams

    The Do’s and Don’ts after Applying for a Mortgage

    Once you’ve found the right home and applied for a mortgage, there are some key things to keep in mind before you close. You’re undoubtedly excited about the opportunity to decorate your new place, but before you make any large purchases, move your money around, or make any major life changes, consult your lender – […]

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  • Step 2: Getting a Mortgage,Lee Williams

    Step 2: Getting a Mortgage

    THE PRE-APPROVAL PROCESS Before considering a real estate purchase, it is important to evaluate your financial position, confirm your budget, familiarize yourself with mortgage options, select your preferred lender and secure a pre-approval from your lender. ESTABLISH YOUR MONTHLY BUDGET As a general guideline, total monthly housing costs for your primary residence, including mortgage payment, […]

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